![]() ![]() Now small banks, new banks and some NBFCs offer higher interest rates on FDs to customers as compared to other top banks like State Bank of India (SBI), HDFC Bank, ICICI Bank, etc. They don’t even consider for a moment about bank failures or which is the safest bank for fixed deposit in India 2023? They simply go with the option which pays the highest interest rate possible. Most people don’t even think about losing capital or a bank’s own solvency issues when making fixed deposits. where restrictions on withdrawal were placed temporarily) have raised the question that earlier wasn’t asked – Is my bank Fixed Deposit safe? The reason is that the recent events in the banking space (like Yes Bank, PMC Bank, etc. And this has been the perception since decades.īut people have now started asking which bank is safe for fixed deposit? Or which is the safest bank for fixed deposit in India (2023)? Why are they concerned about the safety of fixed deposits now? ![]() ![]() Bank fixed deposits (or FDs) are considered to be one of the safest savings options because of their guaranteed returns. ![]()
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